Digital payment is the new mode of payment, which has made utility bill payments easy and fast. Instead of waiting in long queues and carrying raw cash to pay bills, now we can pay the bills from our homes as well as using digital money.
Online bill payment options:
Different payment platforms give their users various options to pay their bills. We can use:
- Credit cards
- Debit cards
- Internet banking
- Bank transfer
There are other options as well to make an online payment. Each website offers some specific options to make the payment.
Online utility bill payments platforms:
We have numerous websites from where we can pay our online bills. But, these days the number of cybercrime has grown significantly. That is why; we should properly investigate before selecting any website for our utility bill payments. Airtel Payments Bank is considered as one of the most trustworthy platforms or websites for utility bill payments online.
We can complete various bill payments using this bank, like:
- Prepaid Mobile Recharges
- Postpaid Bill Payment
- DTH Bill Payment
- Landline Bill Payments
- BSNL Bill Payment
- Gas Bill Payment
- Electricity Bill Payment
- Water Bill Payment
- Insurance payment
- Travel payment
Airtel Payments Bank gives its customers various discounts on each payment, for example, on the first BSNL Bill Payment; the user gets flat Rs. 40 cashback.
Mistakes we should avoid while paying utility bills:
We have to be cautious while using online mode for the transaction of money or else we can suffer major losses. There are various mistakes that we do while paying utility bills; some of them are discussed below:
- Trusted Platforms
When we are to pay utility bills online, we should use a trusted platform for a secured money transaction. Many fake applications can store your data while making a payment.
- Utilizing Discounts
Various platforms offer a significant amount of discount on utility bills payments. Many of us do not know about these offers, so we are unable to utilize the benefits.
- The Bank Account
Using your main account for online bill payments can be risky. Any kind of data-stealing will risk all your hard-earned money. That is why people are advised to use a different account with less money for online transactions.
- Double Payments
When any payment default occurs, we should wait till the bank resolves it. If we make the payment again, there are chances of double payment.
We should avoid using public computers or public Wi-Fi networks while making online payments. Chances of data-stealing are higher on such things.
While making online payments, never save any password and try to avoid cookies. Any saved password can be tracked and re-used. And also, we should change our passwords monthly.
So, these are some major things that we should keep in mind while paying online utility bills. Thus, we can use the benefits of Suntrust Bank Online payments while maintaining a secure transaction.