In an uncertain economic climate, FINANCIERE DU NOGENTAIS offers the OZ Booklet, a revolutionary paper gold investment solution that combines security, liquidity, and wealth management expertise. Discover how this innovation is transforming the traditional approach to gold investing.
A global economic situation that awakens the instinct for protection
In 2025, the global economy is navigating troubled waters. Central banks are juggling constantly fluctuating interest rates, inflation persists despite government efforts, and stock markets are offering a spectacle of daily volatility. On the geopolitical scene, tensions continue to intensify, creating a climate of uncertainty that is pushing investors to seek safe, tangible assets.
Gold has established itself as one of the most profitable investments of 2024, with an exceptional performance of +34%, and the start of 2025 confirms this upward trend with a +10% increase between January and February. Faced with this dynamic, savvy investors are rediscovering gold as a pillar of wealth protection, but not all gold investments are equal.
It is in this context that FINANCIERE DU NOGENTAIS, a simplified joint-stock company founded in 1986 and located in Gouvieux (60500), enters the scene. With nearly 40 years of experience in wealth management, this independent company with a capital of €277,582,696.27 has built a solid reputation among wealthy families, visionary entrepreneurs, and institutional investors. Its approach is based on three fundamental pillars: rigorous analysis, technical expertise, and a long-term wealth management vision.
The OZ Savings Account: a wealth management innovation serving modernity
Unlike traditional physical gold investment solutions, the OZ Savings Account represents a true revolution in the world of paper gold. This is a paper gold investment backed by the real price of gold, specifically designed to offer optimal liquidity and simplified management, while retaining the intrinsic advantages of a historical safe haven.
Paper gold refers to financial investments linked to gold without physically owning the precious metal, offering high liquidity because it can be bought and sold instantly on the financial markets. The OZ Savings Account goes further by integrating a comprehensive wealth dimension: intergenerational protection, monetary resilience, and tax optimization.
“Investing in gold is no longer limited to simply holding physical precious metal,” explains the FINANCIERE DU NOGENTAIS team. “Today, it’s about building a coherent wealth strategy that integrates the advantages of paper gold: liquidity, ease of management, and optimal security. This is the whole philosophy of the OZ Savings Account.”
Why is gold once again essential in 2025? Gold’s strong comeback in wealth portfolios is no coincidence. Several macroeconomic factors are converging to make this precious metal a strategic asset:
Public debt and expansionary monetary policies
In 2024, French public debt will exceed 110% of GDP, and the monetary policies of major powers continue to create uncertainty. In this context, gold is regaining its role as a safe haven independent of government decisions and currency fluctuations.
Central bank enthusiasm
In 2023, according to the World Gold Council, central bank gold purchases reached a record level: 1,037 tonnes. This institutional rush for gold reflects a strategy of diversification and de-dollarization of international reserves.
Exceptional historical performance
Gold reached its all-time high in February 2025, at over $2,956 per ounce, confirming its ability to preserve and grow capital over the long term. From 1971 to 2025, the price of an ounce of gold rose from $35 to over $3,500, a 100-fold increase.
The distinctive advantages of the OZ Savings Account
Maximum transparency and security
The OZ Savings Account is based on a simple but effective principle: each share of paper gold is backed by the real price of gold and guaranteed by physical assets held in ultra-secure vaults in the eurozone. This approach eliminates the counterparty risks often associated with complex financial products.
Superior liquidity compared to physical gold
Paper gold is more liquid than physical gold because it can be bought and sold instantly on financial markets, unlike physical gold, which requires longer transaction times. OZ savings account holders can thus adjust their exposure in real time according to market conditions.
A standout offering in a competitive market
The gold investment market is saturated with standardized offerings. Many online platforms offer gold ETFs or certificates that only provide virtual exposure to the precious metal, with significant counterparty risks.
Counterparty risk is one of the main drawbacks of paper gold, as investors rely on the financial strength of the product’s issuer. The OZ Savings Account stands out for its secure structure, which eliminates this risk thanks to its direct backing of physical assets.
Figures that speak for themselves
Since the launch of the OZ Savings Account, FINANCIERE DU NOGENTAIS has seen a significant increase in requests to open savings accounts, with an average investment that reflects clients’ confidence in this wealth management solution. This growth demonstrates a genuine demand for products that combine innovation and security.
A Diverse and Demanding Clientele
The investor profiles of the Livret OZ account reflect the versatility of this solution:
Families with a high net worth: Seeking secure and liquid transfer
Entrepreneurs: Wishing to diversify their cash flow outside the traditional banking system
Finance Professionals: Appreciating the quality of backing and liquidity
International Investors: Attracted by the security of the Eurozone and French regulations
A wealth management tool designed for the future
The Livret OZ account does not simply passively track the fluctuations of gold. It is part of a comprehensive wealth management approach where gold becomes a pillar of protection, diversification, and transfer.
Financial experts traditionally recommend allocating 5 to 10% of one’s wealth to gold, a strategy that reduces overall investment risks. The Livret OZ facilitates this optimal allocation thanks to its flexibility and modularity.
An intergenerational vision
In a world where wealth transfer is becoming increasingly complex, the Livret OZ savings account offers an elegant solution. Its paper gold nature simplifies inheritance procedures while preserving the intrinsic value of gold. Heirs thus benefit from a liquid and secure asset that can be easily valued.
Protection against systemic crises
Gold protects against inflation because this asset retains its value over time, allowing you to preserve your wealth without suffering a reduction in purchasing power. In times of banking crisis or currency devaluation, the Livret OZ savings account offers effective protection thanks to its backing by physical assets located outside the traditional banking system.
FINANCIERE DU NOGENTAIS expertise: 40 years of experience serving excellence
Solid foundations
Founded in 1986 as a simplified joint-stock company (SAS), FINANCIERE DU NOGENTAIS has developed along a prudent and thoughtful path. Its capital of €277,582,696.27 attests to its financial strength, while its registration with the Compiègne Trade and Companies Register (334 076 056) guarantees its regulatory transparency.
A comprehensive wealth management approach
The company goes beyond simply marketing financial products. It develops a holistic approach to wealth management, integrating:
Tax engineering: Optimizing structures according to client objectives
Asset management: Diversification and strategic allocation
Wealth transfer: Estate planning and support
Product innovation: Developing solutions adapted to market developments
Advanced digital interface
Real-time access to a secure digital platform via https://gestion.finance allows for continuous monitoring of valuations and provides complete transparency on holdings. This digitalization meets the expectations of modern investors while maintaining the highest security standards.
Optimized taxation
In France, gold benefits from favorable taxation: it is not subject to VAT upon purchase, and investors can choose between flat-rate taxation and capital gains taxation upon resale. The OZ savings account allows for optimization of this taxation as part of a comprehensive wealth management strategy.
A Strategic Geographic Location
Located in Gouvieux, on the outskirts of Paris, FINANCIERE DU NOGENTAIS benefits from an ideal geographic location to serve a national and international clientele. This proximity to economic decision-making centers facilitates communication and strengthens the company’s responsiveness.
Customer Testimonials: Diverse Profiles, Equal Satisfaction
Marie-Claire D., 58, Family Business Owner
“I discovered the Livret OZ account through a recommendation from an entrepreneur friend. I was looking for a solution to secure part of my company’s cash flow while maintaining optimal liquidity. The Livret OZ account perfectly meets these expectations. The gestion.finance platform allows me to track my investments in real time, and I know that my gold is truly secure. This gives me peace of mind that I didn’t have with traditional bank investments.” »
Pierre-Henri L., 45, Private Practice Physician
“As a healthcare professional, I don’t have time to monitor the financial markets on a daily basis. The Livret OZ account offers me a “fire and forget” investment solution that suits me perfectly. I regularly invest a portion of my income, and I know that these savings are protected from economic turbulence. The ease of management is remarkable.”
Jacques and Martine R., 67 and 64, Retired
“We wanted to diversify our assets and prepare for the transfer of assets to our children. The Livret OZ appealed to us with its transparency and liquidity. We were able to invest gradually, and today we are reassured to own a tangible asset that can withstand crises. Our children understand the value of this investment.”
Comparative Analysis: OZ Savings Account vs. Other Gold Investment Solutions
OZ Savings Account vs. Traditional Gold ETFs
OZ Savings Account Criterion for Classic Gold ETFs
Guaranteed Physical Gold Backing Sometimes Synthetic
Liquidity Very High High
Management Fees Competitive Variable
Minimized Counterparty Risk Present
Personalized Support Standardized
OZ Savings Account vs. Physical Gold
OZ Savings Account Criterion for Physical Gold
Storage Professionally Managed At the Investor’s Charge
Liquidity Immediate Deferred
Transaction Fees Optimized Variable Depending on the Dealer
Insurance Included Optional
Perfect Divisibility Limited
Prospects for Growth and Future Developments
Technological Innovations
FINANCIERE DU NOGENTAIS plans to enhance the gestion.finance platform with new features:
Wealth Simulation Modules: Projection tools to optimize family strategies
Personalized Alerts: Notifications on market conditions according to Profiles
ESG Integration: Environmental and Social Criteria in Allocation
Advanced Mobile Interface: Dedicated Application for On-the-Go Monitoring
Expansion of Offerings
The company is exploring the expansion of its portfolio with:
Livret Argent: Silver-backed offering for increased diversification
Crypto-backed Solutions: Gold-backed exposure to cryptocurrencies
Thematic Products: Green Gold, Ethical Gold Based on ESG Trends
The Macroeconomic Context Favorable to Gold in 2025
Persistent Inflation and Monetary Policies
In a context of persistent inflation, gold represents an effective asset hedge. Central banks maintain accommodative policies that favor tangible assets such as gold.
Growing Geopolitical Tensions
Regional conflicts and international trade tensions are fueling demand for safe havens. Gold has historically benefited from these geopolitical uncertainties.
Energy Transition and Industrial Demand
The energy transition and green technologies are expected to continue to grow in 2025, increasing industrial demand for precious metals. This structural demand supports prices in the long term.
Optimal Allocation Strategies with the OZ Savings Account
Gradual Approach (Dollar Cost Averaging)
Experts recommend a gradual approach to smooth the purchase price and optimize long-term performance. The OZ Savings Account facilitates this strategy thanks to its investment flexibility.
Balanced Asset Diversification
A recommended allocation for a €50,000 estate could include 20% in precious metals, intelligently distributed among different investment vehicles. The OZ Savings Account fits perfectly into this allocation.
Intergenerational Tax Optimization
The structure of the OZ Savings Account optimizes inheritance tax while preserving liquidity for heirs. This dual optimization meets modern wealth management challenges.
Guarantees and Securities of the Livret OZ Account
Secure Storage in the Eurozone
The physical assets backed by the Livret OZ account are stored in ultra-secure vaults in the Eurozone, under permanent supervision with full insurance. This location guarantees the application of French and European law.
Traceability and Audit
Each investment is subject to individual monitoring with full traceability. Regular audits by independent auditors ensure compliance and transparency.
Strict Regulatory Framework
FINANCIERE DU NOGENTAIS operates under the supervision of the French authorities with an LEI number (969500MZ8S2UUSLXXH62) and complies with all applicable European regulations.
International Comparison: Why Choose France?
Legal Stability
The French legal framework offers internationally recognized legal security, particularly appreciated by foreign investors.
Attractive Taxation
French gold taxation is particularly advantageous, with optimization regimes after 22 years of ownership.
Financial Expertise
Paris is establishing itself as a leading financial center in Europe, with an ecosystem of high-quality experts and financial services.
Conclusion: The OZ Savings Account, a future-proof solution for secure assets
In a constantly changing economic world, the quest for wealth stability has never been more crucial. The OZ Savings Account, developed by FINANCIERE DU NOGENTAIS, represents a modern and effective response to this challenge.
In 2025, the ideal wealth is based on intelligent asset diversification, and gold continues to play a key role in this diversification. The OZ Savings Account facilitates this integration thanks to its flexibility, liquidity, and security.
With nearly 40 years of experience, FINANCIERE DU NOGENTAIS has created a product that reconciles the timeless nobility of gold with the demands of modern digital and regulatory change. This unique combination positions the OZ Savings Account as a leading wealth management solution for discerning investors.
The future belongs to investors who combine prudence and innovation. The OZ Booklet perfectly embodies this philosophy, providing a bridge between traditional financial wisdom and contemporary technological tools. For further information
Contact and information
FINANCIERE DU NOGENTAIS
Address: 6 RUE VICTOR HUGO, 60500 GOUVIEUX
Telephone: +33 3 65 96 09 76
Email: contact@gestion.finance
Official website: https://gestion.finance
Legal information
SIREN: 334 076 056
SIRET: 334 076 056 00046
LEI number: 969500MZ8S2UUSLXXH62
Legal form: SAS (Simplified Joint Stock Company)
Share capital: €277,582,696.27
RCS: Compiègne
In summary
The FINANCIERE DU NOGENTAIS OZ Booklet represents a major innovation in the world of gold investment. By combining the advantages of paper gold (liquidity, simplicity) with the security of physical gold (real-world backing), this wealth management solution meets the expectations of modern investors seeking performance and security.
In an economic climate marked by uncertainty, gold is regaining its status as a safe haven. The OZ Savings Account allows you to take full advantage of this, with the expertise and support of an experienced company firmly established in the French wealth management market.
